Page 18 - NIBAF-Training Matters April-June 2021
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asking questions from the
participants and sharing his
expert views regarding
potential of agri finance in
the country. The participants
took keen interest in the
topic and understood
different modules of Value
change financing. The trainer
explained different modules
from grower perspective to
participation in the training in which overwhelming
producer perspective and
program and got clarity on response was received to
how an existing customer of
risk assessment and remedial NIBAF in shape of large
bank can be made effective
management. number of participants. The
by informing him to utilize
trainer Mr. Shahrukh
Two online Agri value chain different modes of easy
managed to engage the class
programs were also financing.
through different ways by
conducted during this quarter
Training Programs on Housing Finance
With the increasing demand the area of housing finance housing finance. It also
of housing units in Pakistan in and enhance their ability to highlighted important
comparison to buy building or abreast with increased concepts of house mortgages
construction. The gap is demands of housing unit in & its types, risk assessment &
broadening over the year. In the country, NIBAF planned mitigations, collateral &
fact, housing sector remains to conduct training programs security documentation,
highly under-developed and on housing finance during comparison of home loan vs
untapped primarily due to FY2021. During April-June mortgages, marketing & sale
lack of mortgage products FY2021, one on-line training techniques, challenges &
and banks’ financing program on housing finance opportunities. The training
structures besides slack in was conducted. The course was very interactive and
relevant skills and conducive highlighted the importance of participants shared their
environment. There is a great housing sector, increasing views on housing finance risks
need of scaling up housing demand for housing units, and deliberated on current
finance in order to meet scope of housing financing in housing finance schemes &
higher demand of affordable Pakistan along with specific regulatory direction. They
housing finance across all regulations, guidelines and also appreciated NIBAF on
income levels. circulars of SBP. The course organizing trainings on such
also discussed Government important area and got clarity
In order to develop banks
Low-cost Housing Schemes on different aspect of
human resource capacity in
and banking products on housing finance
Training Matters! – April – June, 2021 18
