Page 14 - NIBAF-Training Matters April-June 2021
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about necessary assessment
skills of small as well as
medium enterprises. Other
important aspect of the
training includes
understanding Potential
clients and their financing
needs, evaluation of SME
Customers (PARTS/5Cs), cash
flow analysis, key
Considerations in approving
approval process. Customer to create awareness among
SME loans/Credit Lines,
cash flow & inventory university students regarding
provision of NFAS etc.
duration analysis and Early financial services (banking
Another important aspect of warning signals were products and SBP schemes) to
SME banking is understanding discussed with case studies hone their entrepreneurship
of various type of risks and its and exercises. potential. Students actively
assessment pertaining to SME participated in the program
NIBAF planned a series of
financing. NIBAF also and asked questions
Awareness programs on
organized one on-line training pertaining to
entrepreneurship skills
programs on Risk entrepreneurship and ways of
developments for university
Management during this financing. They were keen to
students. During this quarter,
quarter. These programs know main features of
NIBIF organized two such
impart knowledge on risk Government schemes
program for students of
assessment of small to particularly Prime Minister
University of Punjab and
medium borrowers with Youth Program i.e. Kamyab
Islamia University of
particular focus on credit risk Jawan program, where SBP
Bahawalpur that were
and its management. The experts explain the scheme in
attended by 303 and 435
trainers also discussed detail and responded to the
students/faculty respectively.
different ways/techniques to questions.
The aim of these sessions is
assess risk during pre- & post
Micro-finance Programs
Micro-financing is an alleviating poverty through micro-finance banks, wherein
important aspect of the need-based financing and six programs were held
economy and contribute induces small businesses. during Apr-Jun 2021.
significant in inclusive Keeping in view importance
Risk assessment and
economic growth & of the sector, NIBAF has
mitigation are important
development. It helps in rolled out training plan for
feature of any lending
Training Matters! – April – June, 2021 14
