Page 16 - NIBAF-Training Matters April-June 2021

Training programs on Agri-financing

Agriculture is an important

sector of the economy and
contribute significantly

towards economic growth
beside ensuring food security
and employment generation.

Increased farm mechanization
and efficient crop sowing are
the need of hour for better

and timely produce. Keeping
in view increased demand of
agri-produce and innovative

farming create lucrative
opportunities for the banks to

tap potential of this segment
and direct agri-credit to
innovative borrowers. SBP is

taking various initiatives and
measures to address agri-

related shortcomings and
promote agriculture
financing. This requires
thorough understanding of free of cost training programs need of securitization in agri-

agri sector and various pertaining to different lending, legal concepts of
measures taken by SBP. aspects of agri-financing for various assets & underlying

commercial banks. securities, significances and
NIBAF in collaboration with
Specifically, NIBAF conducted legal aspects of
SBP has initiated an extensive
seven training programs documentation. For any credit
capacity development
during Aprile-June FY2021. underwriting, it is important
programs for banks in this
to determine borrower
area for the last two years. NIBAF organized one on-line
capacity and willingness to
These programs aim to equip programs on Credit Risk &
pay. The credit officers
banks with necessary tools Security Documentation for
ensure pre-requisite of credit
and techniques for serving agri-officers of banks during
proposal that include credit
the subject priority sector this quarter. The objectives of
history of the borrower,
more effectively and this program is to develop
visiting borrower’s
efficiently. During FY 2021, understanding of banks’
place/business, vetting all the
NIBAF planned to conduct 24 officials regarding credit risk,

Training Matters! – April – June, 2021 16