Page 15 - NIBAF-Training Matters January-March 2021

Jan-March 2021

NIBAF continued its training interventions in the area
of priority sector in line with Strategic Vision of SBP.
These programs are aimed to enhance capacity of
banking officials in the area of SME, Agricultural
Financing, Housing Financing, Islamic Banking and
Micro-finance. These programs are imparting
knowledge and covering important aspects of risk
management, credit initiation, sale & marketing of
banking products, regulatory framework, SBP credit
guarantee & refinance schemes, Agri-value chain,
remedial management, product development & towards economic growth. The participants got
program based lending, etc. Experienced bankers actively involved in discussions to have clarity on
& professionals conducted these sessions. Training these schemes and asked questions on different
delivery comprised of presentations, interactive aspects of SBP schemes and various PRs.
training sessions, group/ individual exercises and
case studies, etc. NIBAF conducted one training program on Product
development and program-based lending at

SME Programs Lahore. It is a customized training program that
helps bank to develop its own product by conducting
NIBAF organized nine training programs (online as product research, development and feasibility.
well as face-to-face) on different aspects of SME Various case studies were shared in the program
and an awareness session for university student and participants were asked to develop their own
during Jan-Mar 2021. Overall, during FY2020-21, product and present in-groups. The sessions also
NIBAF has conducted 16 training programs during covered understanding potential SMEs & their
the first three quarters that include ten training borrowing needs, program based lending &
programs held during Jan-Mar FY21. Specifically, relationship lending, issues & challenges and the
four on-line trainings on SME regulatory framework processes involved in booking SME loan, etc. Product
and refinance schemes. The objectives of these
programs are to enhance understanding of the
participants regarding prudential regulations
specifically developed for SME financing and SBP
various subsidized refinance & credit guarantee
schemes. The trainers/SBP officials imparted the
importance of these schemes besides discussions on
SBP’s SME promotion policy, financial literacy
programs, SME clinics & its role in educating general
public besides discussion on business potential for
banks, employment generations and contributions

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