Page 17 - NIBAF-Training Matters October-December 2020
P. 17
Oct - Dec 2020
Brief on
DFG Programs
SME Programs awareness sessions for the banks' officials across
the countries for the last two years. Experienced
SME is one of the important sector of domestic bankers & professionals conducted these sessions.
economy and plays essential role in promoting Training delivery comprised of presentations,
inclusive and sustainable economic growth, interactive trainers sessions, group/ individual
provides employment, fosters innovation and exercises and case studies etc.
reduces income inequalities. Nevertheless, SMEs
are facing traditional problems of financing
slackness, difficulties in exploiting technology,
constrained managerial capabilities, low
productivity and regulatory burdens. Though some
of the countries across the world are successful to
overcome these obstacles and to boost SME sector,
developing countries -including Pakistan- has yet to
reap benefit from the sector. In order to exploit full
potential of the sector, there is a need to develop
an amiable environment for sustainable growth in
SME Sector and to adopt policies to smoothen the
way for financial inclusion of the sector. Keeping in During FY2020-21, NIBAF has planned 45 training
view the importance of the sector and essential programs on different aspects of SME for banks'
contribution in the economy, SBP took several officials, out of which five training programs were
policy measures for the enhancement and held during Nov-Dec FY21 including three
reinforcement of this sector. This also include “The programs on SME regulatory framework and
Capacity Building & Awareness Creation” among refinance schemes at Karachi, Hyderabad and
the banking officials as well as SME traders, Faisalabad respectively. The objective of these
service providers and manufacturers. programs were to enhance understanding of the
participants regarding prudential regulations
Keeping in view the importance and potential of
specifically developed for SME financing and SBP
priority sector, NIBAF is organizing a number of
various subsidized refinance & credit guarantee
training programs on different aspects as well as
schemes. The participants took interest in these
programs by asking questions on different aspects
of SBP schemes and got clarity on various PRs. The
trainers/SBP officials clarified the importance of
these schemes besides discussion on business
potential for banks, employment generations and
contributions towards economic growth.
Product developments and innovations are key
aspects for the growth and sustainability of any
business and banking business is not an exception.
There is a need to enhance human capacity by
imparting such skills and techniques that would
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