Page 12 - Case Studies-NIBAF
P. 12
The case is centered around HBL's technological adaptation initiative, i.e. Highlights
LRMIS. HBL took many strategic & structural initiatives and ensured the
A Cue for Crescendo of Agri. Lending? success of its LRMIS integration for transforming the dynamics of rural Case Scenario
A Tricky Tale of Technology & Tracts (T&T) lending. The ultimate objective of this intervention was penetration in rural The case is about challenge of technological adaptation,
areas and extend financing to the farmers in a more secure, fast and reliable i.e. Integration with PLRA’s land record management
manner. The case captures the outcome of intervention and presents learn- information system (LRMIS) and how to transform the
ing based on the results of past two-years performance. benefit of this automation to farmers and cultivators for
availing bank finance. The case crux revolves around
Finally, the case highlights the aspect of customer satisfaction based on HBL’s journey to surmount these challenges.
their feedback of LRMIS system. At the end, the case holistically captures Case Protagonists
the industry challenges and presents room for thought provocation to the
learners in different ways including the aspect of agile transformation in - Organization specific case study
practice. - Rural Banking Team of HBL
- Farmers community (03 select districts)
Problem-Decision Situation
Whether the objective of this intervention assumed by
HBL i.e., penetration in rural areas and extend agricul-
ture financing to the farmers in a more secure, fast and
reliable manner was achieved or not?
Desired Learning Outcome Areas
Agri. Finance, innovative product development, busi-
ness & IT management, specialized project manage-
ment, technological disruptions and their Impact, agile
transformation in practice.
