Page 9 - NIBAF-Training Matters July - December 2022

the detailed presentation and and they requested more such
expertise in legal documentation elaborate discussion sessions with programs and opportunity to
with the participants while Mr. seasoned agri banker, this increase their knowledge through
Yahya shared his expertise drawn program also featured interaction interactions with field experts.
from his experience as Head of Agri with an Agri expert involved in the
Credit, Bank Alfalah. business of farming and non-
farming (Live Stock/Dairy). Two
Agri Business Risk and such program was organized at
Lending Technique Faisalabad and Gujranwala from
November-December, 2022. The
NIBAF developed a new three-day program was received by
program for agri officers. Beside participant with great enthusiasm

The supply-demand gap in housing housing finance during FY2022-23 highlighted important concepts of
units available in Pakistan has been in coordination with SBP. house mortgages & its types, risk
growing rapidly over the years. Two training programs for the assessment & mitigations,
Financial institutions need to scale housing finance teams and branch collateral & security
up housing finance in order to meet level staff of banks were conducted documentation, comparison of
higher demand of affordable at Karachi and Islamabad on home loan vs mortgages,
housing finance across all income October 24-25, 2022 and marketing & sale techniques,
levels and yet the sector remains December 18-19, 2022 challenges & opportunities. The
under-developed and highly respectively. The courses training was very interactive and
untapped due to lack of mortgage highlighted the importance of participants shared their views on
products and slack in relevant housing sector, increasing demand housing finance risks and
skills. In order to develop banks’ for housing units, scope of housing deliberated on current housing
human resource capacity in the financing in Pakistan along with finance schemes & regulatory
area and enable them to meet specific regulations, guidelines and direction. They also appreciated
increased demands of housing circulars of SBP. The course also NIBAF on organizing trainings on
units in the country, NIBAF planned discusses Government Low-cost such important area and got clarity
to conduct training programs on Housing Schemes and banking on different aspect of housing
products on housing finance. It also finance.