Page 4 - NIBAF-Training Matters January - March 2022

NIBAF continued its training interventions
for priority sector, with a focus to develop
and enhance human resource capacity of
financial industry in the areas of SME, Agri,
Housing, Micro-finance and Islamic bank-
ing. The Government of Pakistan and the
SBP are both working to create an ena-
bling environment, both in terms of policy as well as in- university students. Experienced bankers, market profes-
creased emphasis on capacity enhancement of financial in- sionals and subject specialists were engaged to conduct
stitutions in order for them to better serve their clientele, these programs under virtual as well as face-to-face modes.
which will eventually reflect in the inclusive growth and de- Training delivery comprised of presentations, interactive
velopment of the economy. NIBAF played its role in the ca- discussions, group/ individual exercises and case studies.
pacity building and offered a number of programs for com-
mercial banks’ officers besides creating awareness among

Online trainings on SME regarding Prudential Regula-
regulatory framework and tions(PRs) for SME financing and Online training programs for
refinance schemes SBP’s subsidized refinance & credit Relationship Managers and
guarantee schemes. The partici- Branch managers
NIBAF organized eight training pro- pants took keen interest in these
grams on different aspects of SME programs and raised various que-
and two webinars for senior man- ries on different aspects of SBP Banking personnel working on
agement of banks during third schemes to get clarity on the PRs. credit management side need to
quarter of FY22. Specifically, three The trainers/SBP officials clarified have necessary expertise to assess
online trainings were held on SME the importance of these schemes customer’s ability & willingness to
regulatory framework and SBP’s re- besides discussing business po- repay loans by examining their fi-
finance schemes. The objective of tential for banks, employment gen- nancials using different techniques.
these programs was to enhance eration and contribution of the sec- This assessment is more significant
understanding of the participants tor towards economic growth. in case of extending finance to
small enterprises with no or little fi-
nancials, where such assessment
is more of an art. To develop re-
lated expertise, NIBAF conducted
three online training programs for
relationship managers and branch
managers. Banking officials attend-
ing these programs learned about
financial/credit assessment of small
and medium enterprises. Other im-
portant aspect of the training in-