Page 4 - NIBAF-Training Matters Oct-December 2021

Webinar On Role of Fintechs in
Improving Financial Services
by MFBs/MFIs

Further, NIBAF also organized a webinar on
Role of Fintechs in Improving Financial
Services by MFBs/MFIs for senior officials of
micro-finance banks, which was attended
by a huge number of around 400
participants representing financial industry,
SBP, Fintechs, MFIs.
The webinar provided valuable insight on
the current financial landscape and the
disruptive role of Fintechs in Pakistan. The
panelists highlighted the regulator role in
providing enabling Infrastructure to Digital
extending finance to small discussed with case studies and Payment Systems and Fintech growth in the
enterprises with no or little exercises. country; and the market positive response
financials, where such assessment to these regulatory measures overtime,
becomes an art rather than simple resulting in consistent growth in the number
financial analysis. To develop such of Fintechs and their ever-increasing
skills, NIBAF conducted two on-line collaboration with financial services
training programs for relationship providers. This collaboration has led to ever-
managers and branch managers. improving customer experience besides
Banking officials attended this During the quarter, NIBAF also bringing greater efficiency in the provision of
program, where they learned about conducted two awareness financial services.
necessary assessment skills of programs on entrepreneurship skill The speakers included Mr. Shoukat Bizinjo
small as well as medium development for university Additional Director, Head, Digital
enterprises. Other important students at University of Peshawar Transformation & Technology Governance,
aspect of the training includes (UoP) and FC College Lahore. This SBP, Mr. Omar Moeen Malik Head of Easy-
understanding Potential clients and program discussed important SBP paisa, Telenor Microfinance Bank and Mr.
their financing needs, evaluation of schemes coupled with global and Qasif Shahid CEO & Co-Founder of Finja
SME Customers (PARTS/5Cs), local entrepreneurship business Pakistan. They discussed scope and
cash flow analysis, key strategies and success stories. The innovative techniques for improvement of
Considerations in approving SME participants showed enthusiasm in financial services in the country. The
loans/Credit Lines, provision of entrepreneurship ideas and asked participants actively participated in the
NFAS, etc. relevant questions. The speaker discussions throughout and were highly
responded to the queries/issues for
Another important aspect of SME launching such programs and appreciative of NIBAF efforts of providing
banking is to understand various seeking financial support from learning opportunity on such innovative and
type of risks and its assessment banks. More than 100 students emerging area.
pertaining to SME financing. attended these programs.
NIBAF also organized two training
programs on Risk Management
during this quarter. This program
imparts knowledge on risk
assessment of small to medium
borrowers with particular focus on
credit risk and its management.
The trainers also discussed
different ways/techniques to
assess risk during pre- & post
approval process. Customer cash
flow & inventory duration analysis
and early warning signals were