Page 3 - NIBAF-Training Matters Oct-December 2021

In line with SBP Strategic Policy, NIBAF
continued to organize and conduct
trainings in priority sector including SME,
Agri, housing, micro-finance and Islamic
banking. The primary focus of these
programs is to develop and enhance its vital role in the capacity building and offering a number
human resource capacity of financial industry. The of programs for commercial banks, Micro-finance
objective is to understand different sectors in term of its banks/institutions as well as for university students related
requirements, nature of businesses, assessment, sector to entrepreneurship skill development. These programs
analysis and ultimately to provide financial support to are imparting knowledge and covering important aspects
uplift respective sector. SBP along with the tactical efforts of SME banking & finance, Agri-finance, Housing & Micro-
of the Government is creating an enabling environment financing. Experienced bankers, professionals and
both in terms of policy as well as increased emphasis on subject matter experts are engaged to conduct these
capacity enhancement of financial institutions in order to programs both through virtual as well as face-to-face
provide financial support to their respective customers mode. Training delivery is comprised of presentations,
that would eventually reflect in the inclusive growth and interactive training sessions, group/ individual exercises
development of the economy. NIBAF continued to play and case studies, etc.

NIBAF organized nine training Specifically, two on-line trainings SBP various subsidized refinance &
programs on different aspects of were held on SME regulatory credit guarantee schemes.
SME coupled with awareness framework and refinance schemes.
session for women entrepreneurs The objectives of these programs The participants took keen interest
and a webinar for senior were to enhance understanding of in these programs by asking
management of the banks during the participants regarding questions on different aspects of
Q2-FY 2021-22. prudential regulations specifically SBP schemes and get clarity on
developed for SME financing and various PRs. The trainers/SBP
officials clarified the importance of
these schemes besides discussion
on business potential for banks,
employment generations and
contributions towards economic
growth. Banker needs proper
assessment of customer’s ability &
willingness to repay prior to
disbursement of loan. Such
assessment needs clear
understanding of financials using
different techniques. However, it
gains more significance in case of