Page 7 - NIBAF-Training Matters July-September 2021

With the increasing demand of housing units in Pakistan in
comparison to buy building or construction. The gap is
broadening over the year. In fact, housing sector remains
highly under-developed and untapped primarily due to lack
of mortgage products and banks’ financing structures
besides slack in relevant skills and conducive environment.
There is a great need of scaling up housing finance in order
to meet higher demand of affordable housing finance
across all income levels.
In order to develop banks human resource capacity in the
area of housing finance and enhance their ability to abreast
with increased demands of housing unit in the country,
NIBAF planned to conduct training programs on housing
finance during FY-2022. During Jul-Sept FY-2021-22, one types, risk assessment & mitigations, collateral & security
on-line training program on housing finance was documentation, comparison of home loan vs mortgages,
conducted. The course highlights the importance of marketing & sale techniques, challenges & opportunities.
housing sector, increasing demand for housing units, The training was very interactive and participants shared
scope of housing financing in Pakistan along with specific their views on housing finance risks and deliberated on
regulations, guidelines and circulars of SBP. The course current housing finance schemes & regulatory direction.
also discusses Government Low-cost Housing Schemes They also appreciate NIBAF on organizing trainings on such
and banking products on housing finance. It also important area and got clarity on different aspect of housing
highlights important concepts of house mortgages & its finance.

Some of the Highlights of DFG Programs by NIBAF

 Conducted an awareness program on SBP schemes for women

entrepreneurs of Unilever Pakistan’s circle which was attended by almost
70 women entrepreneurs.

 Organized a webinar on SBP Asaan Finance Scheme (SAAF) for senior
officials of banks including micro-finance banks.

 Conducted a 3-day TOT on Housing Finance for senior officers of

Microfinance banks to promote government schemes on housing sector.